Keeping Gender Data Enhances Pension Funding Security

Recent research has highlighted a surprising risk in pension planning: removing gender data from mortality models can shift liability estimates by 0-6%. This means male-dominant pension plans may be underestimated, while female-dominant ones risk being overestimated. For those of us guiding families and businesses through financial planning, this underscores why accurate, personalized data matters so much in creating reliable retirement strategies. It’s another reminder of the importance of details when building a financial plan that truly supports your future goals and peace of mind.