Are Canadian Investors Saving Enough — or Do They Need a Better Retirement Plan Rather Than Higher Returns?

A recent stat caught my eye: just 49% of non-retired Canadians feel prepared for retirement in 2024, down from 69% only a few years ago. It’s not surprising with rising living costs and inflation making it harder for many to see a clear path ahead. What stands out in my experience working with families, individuals, and business owners in Surrey is how much confidence grows once there’s a written plan in place. It’s not just about chasing higher returns—having a clear, personalized roadmap helps you manage spending, set realistic income goals, and protect against unexpected risks. For many, the hardest part is simply knowing where to begin. That’s why my approach is always straightforward and tailored: no jargon, no pressure—just practical steps to help you feel more secure about your future.